How much does it really cost to keep a horse? Adjust each line to match your yard and see your monthly and annual total. Default figures are estimates based on typical 2025–2026 UK prices (BHS and industry guides) — change them to your own quotes.

Currency

Livery type

Livery (per month) (€)

Estimate: UK range ~£80–£1,200+

Feed, hay & bedding (per month) (€)

Estimate: ~£50–£200

Farrier (monthly average) (€)

Estimate: trims/shoes every 6–8 weeks; ~£400–£1,500/yr

Routine vet, dentist, worming (monthly average) (€)

Estimate: ~£300–£700/yr

Insurance (per month) (€)

Estimate: ~£25–£80

Tack, rugs & replacements (monthly average) (€)

Estimate: ~£150–£300/yr upkeep

Other (lessons, physio, transport) (€)

Estimate: your estimate

Estimated monthly cost

€600

Estimated annual cost

€7,100

Excludes purchase price, emergency vet bills and competition fees. Budget a contingency fund of 10–20%.

Buying or selling?

Use our horse buying calculator to estimate a fair price and upfront costs, or the horse value calculator to set an asking price. Browse horses or list yours on EquiMarket — all paid memberships are free for the first 6 months.

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Sources: BHS horse cost guide, Petsloo 2025–2026, Paddock Blade. Figures converted at roughly £1 = €1.17.

More tools: All calculators · Horse cost calculator · Horse buying calculator · Horse value calculator · Guides · Browse horses